Advisory · Proactive tax planning

Pay the tax you owe — and not a penny more.

Most accountants tell you the tax bill after it's too late to change it. We plan year-round — profit extraction, timing, allowances, structure and pensions — to legally minimise what you and your company pay, and to make sure there are no surprises.

AAT Licensed Accountant
Fixed fees, agreed upfront
UK-wide, rooted in Kent
Sound familiar?

Tax planning that happens after year-end isn't planning.

By the time last year's accounts are done, the chance to do anything about the bill has gone. Real planning happens while the year is still live — and it's usually worth far more than it costs.

Let's fix it

Your accountant only speaks to you once a year — and only to hand over a bill.

You suspect you're paying more tax than you need to, but nobody's ever shown you how to change it.

Big decisions — a vehicle, equipment, a dividend, a pension top-up — get made without the tax angle considered.

Nobody's looking ahead to the reliefs and thresholds that could save you thousands.

What you get

A plan for the tax you'll owe — before you owe it.

Practical, legitimate planning built around your business and your goals — reviewed as things change.

Profit extraction planning

The most efficient blend of salary, dividends, pension and benefits to get money out of your company and into your pocket.

Timing of income & spend

Bringing forward or deferring income and purchases across year-ends and thresholds to keep the total bill down.

Allowances & reliefs

Full expensing, the annual investment allowance, R&D, capital allowances and more — claimed deliberately, not by accident.

Structure review

Sole trader, limited, or a group — we check your structure still fits your profit level and plans, and change it when it doesn't.

Pensions as a tax tool

Employer pension contributions to reduce corporation tax while building your own wealth — coordinated with a regulated adviser where needed.

A forward view

We look ahead at your numbers and the tax calendar, so decisions are made with the bill in mind — not despite it.

Simple from day one

How working
with us works.

01

Free review

A no-obligation chat — we learn your business, spot what's costing you, and tell you exactly where we can help.

02

Fixed quote

One fixed fee, agreed in writing before anything starts. No hourly billing, no surprise invoices, no clock-watching.

03

We handle it

We do the switch, deal with HMRC, and keep everything filed on time — you deal directly with Bobby, not a call centre.

Why business owners switch to us

A proper accountant,
not a portal.

AAT-licensed & regulated

A qualified, regulated practice — never described as chartered, always straight with you. Bobby's been in accountancy since sixteen.

Fixed fees, agreed upfront

You know the cost before we start. No hourly billing, no surprise invoices at year end.

Direct with Bobby

You deal with the person doing the work — not a call centre, not a rotating account manager.

Cloud-based, UK-wide

Xero, QuickBooks or FreeAgent means we work with you wherever you are — rooted in Kent, working nationwide.

Good to know

Tax Planning & Advisory, answered.

Isn't tax planning just for big companies?

No — the biggest proportional savings are often for owner-managed businesses. If you run a limited company and take profit out of it, there is almost always a more efficient way to do it. The earlier in the year we look, the more we can do.

Is this the same as tax avoidance?

No. We do legitimate tax planning — using the allowances, reliefs and structures Parliament put in the law for exactly this purpose. We don't touch aggressive schemes; as an AAT-regulated practice, everything we recommend is compliant and defensible.

How much can proactive planning actually save?

It depends entirely on your circumstances, so we won't promise a figure. What we will do is show you the specific opportunities in your business at your free review — most owners are surprised by how much is being left on the table.

How often will we review things?

For planning clients, at least around your year-end and again before it, plus whenever something significant happens — a big contract, a purchase, a change in profit. You can pick up the phone to Bobby whenever a decision has a tax angle.

While we're at it

Often paired with

Let's take this
off your plate.

Book a free, no-obligation review. We'll show you exactly where we can help — and what it'll cost, upfront.

Book your free review

No obligation. We reply within one working day.