Advisory · Proactive tax planning

Tax planned in advance, so you pay only what you owe.

Many accountants tell you what the tax bill is only after the year has ended, when it is too late to change it. We plan throughout the year, looking at profit extraction, timing, allowances, structure and pensions, to legally minimise what you and your company pay and to make sure there are no surprises.

AAT Licensed Accountant
Fixed fees, agreed upfront
UK-wide, rooted in Kent
Sound familiar?

Tax planning has to happen before the year-end.

By the time last year's accounts are done, the chance to do anything about the bill has gone. The planning has to be done while the year is still open, and it is usually worth far more than it costs.

Let's fix it

Your accountant only speaks to you once a year, and only to hand over a bill.

You suspect you're paying more tax than you need to, but nobody's ever shown you how to change it.

Big decisions (a vehicle, equipment, a dividend, a pension top-up) get made without the tax angle considered.

Nobody's looking ahead to the reliefs and thresholds that could save you thousands.

What you get

A plan for the tax you will owe, made in advance.

Practical, legitimate planning built around your business and your goals, reviewed as things change.

Profit extraction planning

The most efficient blend of salary, dividends, pension and benefits to get money out of your company and into your pocket.

Timing of income & spend

Bringing forward or deferring income and purchases across year-ends and thresholds to keep the total bill down.

Allowances & reliefs

Full expensing, the annual investment allowance, R&D, capital allowances and more, claimed where they apply as part of a plan.

Structure review

Whether you are a sole trader, a limited company or a group, we check that your structure still fits your profit level and your plans, and change it when it does not.

Pensions as a tax tool

Employer pension contributions to reduce corporation tax while building your own wealth, coordinated with a regulated adviser where needed.

A forward view

We look ahead at your numbers and the tax calendar, so that decisions are made with the tax bill in mind.

Simple from day one

How working
with us works.

01

Free review

A no-obligation chat. We learn your business, spot what's costing you, and tell you where we can help.

02

Fixed quote

One fixed fee, agreed in writing before anything starts. No hourly billing, no surprise invoices, no clock-watching.

03

We handle it

We do the switch, deal with HMRC, and keep everything filed on time. You deal directly with Bobby throughout.

Why business owners switch to us

A proper accountant,
on the end of the phone.

AAT-licensed & regulated

A qualified, regulated practice, never described as chartered, always straight with you. Bobby's been in accountancy since sixteen.

Fixed fees, agreed upfront

You know the cost before we start. No hourly billing, no surprise invoices at year end.

Direct with Bobby

You deal with the person doing the work, and it is the same person each time.

Cloud-based, UK-wide

Xero, QuickBooks or FreeAgent means we work with you wherever you are. Rooted in Kent, working nationwide.

Good to know

Tax Planning & Advisory, answered.

Isn't tax planning just for big companies?

No, and the biggest proportional savings are often for owner-managed businesses. If you run a limited company and take profit out of it, there is almost always a more efficient way to do it, and the earlier in the year we look, the more we can do.

Is this the same as tax avoidance?

No. The planning we do uses the allowances, reliefs and structures that Parliament put into the law for that purpose. We do not touch aggressive schemes, and as an AAT-regulated practice everything we recommend is compliant and defensible.

How much can proactive planning save?

It depends on your circumstances, so we will not promise a figure. At your free review we will show you the specific opportunities in your business, and most owners are surprised by how much they have been missing.

How often will we review things?

For planning clients, at least around your year-end and again before it, plus whenever something significant happens: a big contract, a purchase, a change in profit. You can pick up the phone to Bobby whenever a decision has a tax angle.

While we're at it

Often paired with

Let's take this
off your plate.

Book a free, no-obligation review. We'll show you where we can help, and what it'll cost, upfront.

Book your free review

No obligation. We reply within one working day.