Making Tax Digital · Income Tax

The tax return is
dead. Are you ready?

From April 2026, Making Tax Digital replaces the once-a-year Self Assessment with four quarterly updates plus a final declaration, done from digital records. If you're self-employed or a landlord, it's coming for you. We make it painless.

Check if it affects you 30 seconds · no sign-up
Software set up for you
Fixed monthly fee, no year-end scramble
The 30-second check

When does MTD hit you?

Drag to your yearly income from self-employment and property (before expenses). We'll tell you whether you must go digital, and when.

£45,000

Total turnover before expenses. That's what HMRC uses to decide the threshold.

£50k+
Apr 2026
£30k+
Apr 2027
£20k+
Apr 2028
You go digital from
April 2027
Second wave

£30,000–£50,000 joins from April 2027. Worth getting ready early.

Get MTD-ready
What changes

One tax return
becomes five filings.

MTD for Income Tax is a real change to how you report, and below we explain what it means in practice.

Digital records

No more shoebox of receipts. Your income and expenses must be kept in HMRC-approved software.

4 quarterly updates

Every three months you send HMRC a summary of your income and expenses, rather than one return in January.

A final declaration

At year end you confirm everything and settle up, replacing the old Self Assessment tax return.

Miss a quarterly update and HMRC issues penalty points. Rack them up and the fines start. Getting set up early, with someone handling it, takes the risk off the table entirely.
How we help

We go digital.
You carry on working.

1

We set up the software

HMRC-approved, linked to your bank, sorted for you, no tech headache.

2

We keep the records

Snap a receipt or forward an invoice, and we handle the bookkeeping behind it.

3

We file every quarter

All four updates, filed on time. You never miss a deadline or a penalty point.

4

We do the year-end

Final declaration filed, tax bill checked for every saving. Done and dusted.

Fixed fee, agreed upfront

One fixed monthly fee,
agreed before we start.

One fixed monthly fee covers the software, all four quarterly filings and your final declaration. No January panic, no surprise bills, and a real person on the end of the phone.

Included
Software, set up for you

MTD-compatible software chosen and configured, your bank feed connected, and your records digital from day one.

Included
All four quarterly updates, filed

Each quarter's income and expenses summarised and submitted to HMRC on time, so penalty points never come into it.

Included
Final declaration and year-round support

The end-of-year declaration handled, your tax bill confirmed ahead of time, and a real person to phone in between.

All fees fixed and agreed in writing before we start. Final price depends on your income and how hands-on you'd like us. We'll confirm it on a free call.

Common questions

MTD, in plain English.

Who has to do MTD for Income Tax?

Sole traders and landlords, based on gross income from self-employment and property: over £50,000 from April 2026, over £30,000 from April 2027, and over £20,000 from April 2028. Use the checker above to see your date.

Do I have to file four times a year?

Yes: four quarterly updates plus a final declaration, all from digital records. It sounds like a lot, but when we handle it it's less stressful than the old once-a-year scramble, because nothing piles up.

What software do I need?

HMRC-approved MTD software, but you don't need to figure it out. We set it up, link it to your bank and do the technical bits. You just snap receipts and forward invoices.

What happens if I ignore it?

HMRC's new points-based system issues a penalty point for each missed submission; hit the threshold and you get a £200 fine, plus interest on late tax. Getting set up early, with us handling the filings, takes that risk away completely.

What does it cost?

A fixed monthly fee, tiered to your income, covering the software, all four quarterly filings and your final declaration. We agree it in writing on a free call before we start, so there are no surprises. If you would rather keep filing a traditional Self Assessment while you still can, that is a fixed one-off fee, scaled to your income.

Get MTD-ready,
the easy way.

Leave your details and we'll call you back, same working day, to check your deadline and get you set up before it becomes a scramble, with no obligation and a fixed fee agreed upfront.

Prefer to talk? 01322 761081
Get me MTD-ready

No spam. We'll call you back within one working day.

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