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Latest articles

Company structure

Holding companies and group structures: what they do and when they're worth it

If your company has grown to the point where it owns its premises, holds more cash than you need to draw, runs more than one line of business or might be sold in the next few years, it is worth understanding what a holding company would do for you. This guide explains how the structure works, where the tax savings come from, and the mistakes we see when people set one up without advice.

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AI & your taxes

Can ChatGPT do your tax return?

It will give you a confident, well-written answer in seconds, and more often than you might expect that answer will be wrong. HMRC does not accept “the AI told me” as a defence, so it is worth understanding the limits before you hand your tax to a chatbot.

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Tax

The 2026/27 tax changes catching small business owners out, and how to respond

Higher dividend tax, a bigger employer NI bill and Making Tax Digital have all changed the sums for 2026/27. This guide explains what has changed and the practical steps that follow from it.

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CIS & Construction

Self Assessment for CIS subcontractors: your step-by-step 2026/27 guide

If CIS is taken off your pay, a Self Assessment return is how that money is reconciled against what you owe, and for most subcontractors the result is a refund.

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CIS & Construction

CIS subcontractor expenses you're probably not claiming (2026/27)

CIS takes 20% or 30% off your pay before any of your costs are counted, so most subcontractors have overpaid and are likely to be owed a refund. This guide sets out what you can claim back.

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Running your business

Switching accountants is easier than you think

If your current accountant leaves you in the dark, moving on takes about 15 minutes of your time, and we handle all the awkward bits for you.

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