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Latest articles

Company structure

When one company stops being enough

Once a business is making serious profit, owns its premises or is a few years from a sale, a single company can start working against you. A holding company and a group structure can protect what you've built and cut the tax on the way out. Set up badly, the same structure costs more than it saves.

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AI & your taxes

Can ChatGPT do your tax return?

It'll give you a fast, fluent, confident answer in seconds. It will also, more often than you'd guess, be completely wrong. And “the AI told me” is not a defence HMRC accepts. Worth knowing before you hand your tax to a chatbot.

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Tax

The 2026/27 tax changes catching small business owners out, and how to respond

Higher dividend tax, a bigger employer NI bill and Making Tax Digital have all reshaped the maths for 2026/27. Here is what changed, and the practical moves that follow.

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CIS & Construction

Self Assessment for CIS subcontractors: your step-by-step 2026/27 guide

If you've got CIS taken off your pay, a Self Assessment return is how that money gets reconciled. For most subbies, it ends in a refund.

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CIS & Construction

CIS subcontractor expenses you're probably not claiming (2026/27)

CIS takes 20% or 30% off your pay before a single cost is counted, so most subcontractors have overpaid and are likely owed a refund. This is what you can claim back.

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Running your business

Switching accountants is easier than you think

If your current accountant leaves you in the dark, moving on takes about 15 minutes of your time, and we handle all the awkward bits for you.

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